[5:25] Real Life English Unit 28: Insurance - Learn Common Insurance Conversations and Phrases

Learning English isn't just about mastering grammar and vocabulary, but being able to naturally use the language in real-life situations. However, sentences in textbooks are often too formal and quite different from expressions used in everyday life. To speak natural, fluent English, it's important to engage with dialogues in real contexts. In this article, we select frequently used English expressions in daily life, covering scenarios like socializing, work, and travel, helping you move beyond 'textbook English' and learn what native speakers actually say. Here's the content from 'Real Life English Unit 28: Insurance', aimed to help you make your English more practical and life-like! Unit 28: Insurance Part One: Expressions 1. Let me ask you something. 2. You have children now. 3. He’ll give you a good deal. 4. I think I broke my leg. 5. This is going to be a very expensive broken leg. 6. The government really takes a bite, doesn’t it? 7. We’ll both end up rich slobs. 8. My grandmother gets by on social security. 9. Let’s just hope the politicians don’t figure out a way to spend it. 10. None of them would have jobs if they did. Part Two: Dialogues 1. Life Insurance A: Hey, daughter, let me ask you something. B: Yes, dad? A: Do you have life insurance? B: Well, no. It just seemed like another bill we’d have to pay. A: You have children now. What if something, God forbid, happens to you? B: That’s true. Well, how much do you think I should get? A: A $100,000 policy shouldn’t be too expensive. Here, call my agent. He’ll give you a good deal. 2. Health Insurance A: Ohhh, I think I broke my leg. B: Here, sir, sit down in this wheelchair. A: Thanks. B: The doctor will be with you in a moment. I just need to ask you a few questions. A: All right. B: Name, age and date of birth, please. A: John Taylor, 32, May 23, 1970. B: Health insurance company and policy number? A: I don’t have it. B: What? A: I don’t have health insurance. B: Well, this is going to be a very expensive broken leg, Mr. Taylor. A: Ohhhh! 3. Social Security A: Man, they take a lot of our paycheck. B: Yeah, the government really takes a bite, doesn’t it? A: Seriously. The only tax I don’t mind them taking is social security. It’s only a few dollars every paycheck. B: Yeah, I don’t mind it either. We’ll both end up rich slobs and not need it, but what if we do, you know? A: Yeah. It won’t be much, but at least we’ll have a monthly check when we get old. B: Yeah. My grandmother gets by on social security and the money my grandfather invested when he was alive. A: Let’s just hope the politicians don’t figure out a way to spend it. B: Really? No, they couldn’t. None of them would have jobs if they did. Part Three: Substitution Drills 1. A: Let me ask you (something/ this/ a question). B: Sure, go ahead. 2. A: Do you have (health insurance/ life insurance/ dental insurance)? B: Of course I do. 3. A: What do you know about this guy? B: He’ll give you a good (deal/ bargain/ price) 4. A: What’s the problem? B: I think I broke my (leg/ arm/ finger). 5. A: This is going to be a very (expensive/ painful/ serious) broken leg. B: Oh no! 6. A: Here. Take these pills (three times/ twice/ ten times) every (day/ an hour/ thirty minutes). B: Does my insurance cover them? 7. A: I don’t mind (paying that tax/ donating some money/ paying the monthly insurance). B: Yeah, it’s for a good reason. 8. A: It’s only a few (dollars/ times/calls every month). B: That’s not so bad. 9. A: At least we’ll have (a monthly check/ our families/ those savings) when we get old. B: Aren’t we fortunate? 10. A: My grandmother gets by on (social security/ her pension funds/ charity). B: Mine too. Part Four: Monologue Social security is a government program that provides a fixed monthly payment of money to people over 68 years old. The great U.S. President Franklin Delano Roosevelt created it in the 1930’s. Workers pay for it by having a small amount taken out of their paycheck every month, which the government invests very safely. Then, when they retire, they receive a check in the mail every month from the government. Social security is a very important issue in the U.S. presidential campaigns because older people tend to vote more than younger people. Part Five: Vocabulary and Phrases --insurance 保险；保险契约 --life insurance 人寿保险 --health insurance 健康保险 --social security 社会福利（包括退休、失业、伤残等保险） --policy 政策，方针，策略，手段 --agent 代理人；代理商；中介人 --wheel chair 轮椅 --taxes 税捐，税款 --paycheck 付薪水的支票；薪津